Services
Freedom from Debt, Confidence for Life
- 90% of Americans have some sort of debt, especially people ages 30 to 59 who have kids.
- Total U.S. household debt reached $18.2 trillion in 2025, setting a new record, and is up $4.6 trillion since 2019. This includes:
- $12.80 trillion in mortgage debt
- $1.64 trillion in auto loans
- $1.63 trillion in student loans
- $1.18 trillion in credit card balances
- Source (American Household Debt: Statistics and Demographics)
- 78% of Americans would face financial hardship if their paycheck were delayed by just one week. This reflects a 6% rise from 72% in 2022, indicating a growing number of people are living paycheck to paycheck. (source: Survey Reveals Six Percent Increase in Americans Living Paycheck to Paycheck in Just One Year)
- Financial stress is a major factor in divorce, with 36.7% of individuals citing it directly and at least one partner in 55.6% of couples identifying it as a key contributor. (source: Reasons for Divorce and Recollections of Premarital Intervention: Implications for Improving Relationship Education - PMC)
We want you free! Forward Financial Group produces a written plan for people to be out of debt in five to seven years, including their mortgage, usually without changing their current income. We’ve found that 4 out of 5 households can be free from this bondage in five to seven years with some strategy changes. Imagine being free to dream again and no longer limited by your debt.
Check for Loss Areas
Find Your Lost Money
At Forward Financial Group, our mission is to help you fix the money thing so you can pursue God’s plan for your life, provide for your family, help others, and fund your passion and life goals.
Through personalized planning and strategic restructuring, we help families uncover hidden opportunities in their budgets. These are areas where money is being spent inefficiently or could be redirected to serve a better purpose. We call these Loss Areas.
An in-depth look at your family’s budget allows your FFG Associate to identify these areas and show you how to re-capture that money. Whether it is overspending, outdated financial products, or missed opportunities, we help you put those dollars to work for your future.
After completing thousands of Freedom Plans, we have found that the average family can uncover $600 to $1,000 per month in their budget. With that kind of margin, many families are able to become completely debt-free in five to seven years without increasing their income.
You already have the money. Let us help you find it.
And the best part? We do it all for you at no cost.