Think that debt is no big deal? Think again. Did you know that 80% of divorces are caused by financial issues? For most people, “The American Dream” has turned into a nightmare.

If you look back, you can probably see a decision here, point to a selection there, a left turn, a right turn, a “slow merge ahead” that shaped your journey and brought you to today.

Right now. This point in time you call your life.

A satisfying, fulfilled, meaningful life doesn’t happen by accident. It takes planning, hard work, and diligence.

That’s why Forward Financial Group produces a written plan for people to be out of debt in five to seven years, including their mortgage, usually without changing their current income. We’ve found that 89% of people can truly be free in five to seven years with some strategy changes. Imagine being free to dream again and no longer limited by your budget.

Today, Forward Financial Group does Debt Elimination Plans for tens of thousands of families across the United States. These plans involve much more than just a refinance, which is what most companies offer as a band-aid solution but rather our plan involves every aspect of your financial picture. And the best part is we don’t charge a thing. That’s right! Our services are simple, hassle-free and completely free of charge. We figured it didn’t make sense to charge people money to help them fix their money.

Most people want their finances to be in order. They want to save for retirement. They want to eliminate debt and create a cash reserve. They want to start their own business. They want their wife to be able to come home from work and just be a mom. They want to be free. The question is always, “HOW CAN I DO THAT?” Sure, there are plenty of companies out there who say they have the answer. The problem is that there are many pitfalls and sales jobs in the financial service industry. How are you supposed to know what’s a good deal and what’s just another sales pitch? That’s where we come in.

Forward Financial Group has been helping people “fix the money thing” since 1988. By taking the mystery out of everything from life insurance to refinancing, investments to taxes, we help consumers make the right decisions for their goals. We analyze every aspect of what you spend money on, and we search for better solutions. We’ve found that most people can reach their goals. It just takes some know how.

Today, Forward Financial Group does Debt Elimination Plans for tens of thousands of families across the United States. These plans involve much more than just a refinance, which is what most companies offer as a band-aid solution but rather our plan involves every aspect of your financial picture. And the best part is we don’t charge a thing. That’s right! Our services are simple, hassle-free and completely free of charge. We figured it didn’t make sense to charge people money to help them fix their money.

Over the years, evaluating different retirement financial strategies has been complicated by uncertain economic conditions and all-time low interest rates. It’s likely that you’ve been forced to alter your retirement plans or make changes to the way you live your current retirement because of the declining value of your portfolio.

Let our team of Associates assist you in developing a strategy to safeguard your investments, build wealth, and reach your financial goals and objectives. You work hard for your money, let us show you how to safely make your money work harder for you.

Forward Financial Group provides its clients’ access to professional legal counsel not only for traditional legal problems but for everyday events such as buying a house or a car, creating a will, handling a problem with an insurance company, dealing with identity theft or reviewing a contract. These kinds of things can be among the most important events in a person’s life, yet there is a tendency for them to take place without proper legal review. Talk to us about how you can have constant and immediate legal counsel, as well as help in setting up a will, without the exorbitant fees and headaches that come with using most attorneys.

Every family has to pay for many different types of insurance. Our advice is to buy the least expensive quality insurance you can. To save money on insurance, set higher deductibles on deductible type insurance programs, such as auto, home and health. Setting higher deductibles will also require you to have a cash reserve in place to cover those deductibles in the event of a claim.

Be a good shopper when it comes to insurance. Rates vary between companies. We have already done the research and if you’ve ever read a mission statement from an insurance company, it usually reads something like this: “To make life better for individuals and families…to afford security, trust, superior value, and peace of mind to those we serve.” Forward Financial Group has made it their mission to review the industry’s insurance practices, and we will only recommend companies that have met or exceeded our industry standards of excellence. Having insurance just makes sense, because we believe it is imperative to financially compensate for any area that you cannot cover yourself. However, we also believe that there are certain companies and products that can provide this coverage without disrupting your family budget or your peace of mind.

Our desire is to help people fix the money thing and move forward with life. Through personalized planning and strategic restructuring, we can help you achieve your goals. We are always searching for new and innovative ways to save you money.

An in-depth look at your family budget will provide an Associate with the knowledge necessary to find your lost money. Also, there are many websites that allow for searches of money that could not be delivered to you due to address changes. We do it all for you and all at no cost to you.

In the limited time that our Associates will have to spend with you, we still provide resources that will allow you the opportunity to hear from our founder himself, Gary Keesee. However, to really grasp our teaching, visit GaryKeesee.com.