Services
Freedom from Debt, Confidence for Life
- 90% of Americans have some sort of debt, especially people ages 30 to 59 who have kids.
- Total U.S. household debt reached $18.2 trillion in 2025, setting a new record, and is up $4.6 trillion since 2019. This includes:
- $12.80 trillion in mortgage debt
- $1.64 trillion in auto loans
- $1.63 trillion in student loans
- $1.18 trillion in credit card balances
- Source (American Household Debt: Statistics and Demographics)
- 78% of Americans would face financial hardship if their paycheck were delayed by just one week. This reflects a 6% rise from 72% in 2022, indicating a growing number of people are living paycheck to paycheck. (source: Survey Reveals Six Percent Increase in Americans Living Paycheck to Paycheck in Just One Year)
- Financial stress is a major factor in divorce, with 36.7% of individuals citing it directly and at least one partner in 55.6% of couples identifying it as a key contributor. (source: Reasons for Divorce and Recollections of Premarital Intervention: Implications for Improving Relationship Education - PMC)
We want you free! Forward Financial Group produces a written plan for people to be out of debt in five to seven years, including their mortgage, usually without changing their current income. We’ve found that 4 out of 5 households can be free from this bondage in five to seven years with some strategy changes. Imagine being free to dream again and no longer limited by your debt.
Precious Metals
Protect your wealth with stability
In today’s unpredictable economy, traditional savings can lose value faster than many people realize. That’s why, depending on your situation, we may recommend adding gold and silver to your financial strategy.
These aren’t just shiny objects. Gold and silver are time-tested stores of value that have helped protect wealth for generations. When inflation rises or the dollar weakens, precious metals tend to hold their ground, offering stability and peace of mind.
Gold and silver can be a powerful addition to our safeguard strategy at Forward Financial Group. They complement the broader financial plan we build with you, by helping protect what you’ve worked hard to earn while positioning you for long-term success.
Whether you're planning for retirement, building a legacy, or simply looking to protect your earnings, precious metals can play a meaningful role in your journey toward financial freedom. Let us show you how to make your hard-earned money work harder with real assets that don’t just promise value, they deliver it.